View All Macon County NC Homes with Lake Access Listings

2090 Lake Shore Dr, Topton
$1,249,000
3 Beds ⋅ 3 Baths ⋅ 26048641 MLS
Lakefront 3-bedroom, 3 Bath home with a newer boat dock on a deep-water lot in a gated community. Triple decks and over 2,000 sq.ft. Comp purposes only.

2090 Lake Shore Dr, Topton
1400 Lake Emory, Franklin
$395,000
3 Beds ⋅ 3 Baths ⋅ 26048531 MLS
Successful vacation rental on Lake Emory offering 108 feet of lake frontage and wonderful flexibility as a full-time residence, mountain getaway, multi-generational home, or investment property! This beautifully renovated and well-maintained 3-bedroom, 3-bath home is move-in ready, with two bedrooms and two baths on the main level and an additional bedroom and bath with full living quarters on the lower level. Each bedroom enjoys the privacy of its own bath, while the lower level is ideal for guests, extended family, an in-law suite, or a separate living area. Relax and take in the lovely lake view from the spacious 8' x 30' screened porch, or enjoy the second screened porch at the front of the home. The spacious living area features a wood-burning fireplace, comfortable gathering space, and a galley-style kitchen. Accessibility features include a ramped entrance from the parking area, an extra-wide front door and primary-suite doorways, a roll-in shower in the primary bath, a stair lift to the lower level, and an extensive ramp system leading toward the lake. Additional features include a durable metal roof and unrestricted property that allows RVs. With a successful rental history through Airbnb and VRBO, this inviting lakeside home is equally suited for year-round living, a peaceful second home, or a proven vacation-rental investment!

1400 Lake Emory, Franklin
28 Saturn Way, Topton
$1,950,000
4 Beds ⋅ 5 Baths ⋅ 26048461 MLS
Sitting at just over 3,400 feet in elevation, high above the Nantahala Gorge. This FULLY FURNISHED. 4-bedroom, 4.5-bath home captures long-range views of Cheoah Bald and the Smoky Mountains. Located in Mystic Ridge, part of the broader Mystic Lands community, the home features expansive windows that frame the ridgelines, while generous decks and covered porches invite you to enjoy the scenery over morning coffee or an evening beside the outdoor fireplace. Inside, vaulted wood ceilings, exposed beams and a soaring stone fireplace anchor the great room, with an adjoining dining area that keeps the mountains in view. Ten-foot ceilings, 8-foot wood doors and wide hallways enhance the sense of space. The main kitchen features contrasting cabinetry, an island with a prep sink, raised bar seating and an apron-front sink. A connected in-law wing offers its own kitchen, family room and laundry, providing room to gather and space for privacy. Above the three-bay garage, a gathering room and Kitchenette with additional sleeping areas accommodates extended visits. Multiple office spaces, including a lower-level office with outdoor access and a private viewing deck, provide flexibility for working from home, complemented by generous storage and room for hobbies. Hardwired Ethernet serves the kitchens and offices, and three separate HVAC systems serve the main home, in-law wing and garage guest area. In the breezeway leading to the garage, an outdoor shower and propane grill add convenience. Ownership brings access to shared amenities across Mystic Lands: Mystic River offers a Riverside Clubhouse, a pavilion with a fireplace and swing, and Nantahala River access; Mystic Forest features an equestrian center with stalls and a paddock, plus a trout-stocked pond; and Mystic Ridge offers the Canoe Club with boat storage and Queens Creek Lake access, along with the summit observatory for stargazing. From days by the lake or river to evenings on your own porch, the community adds another dimension to mountain living. Make long-range mountain views your everyday backdrop at this spectacular property.

28 Saturn Way, Topton
156 Knob Hill Rd, Franklin
$450,000
3 Beds ⋅ 2 Baths ⋅ 26047817 MLS
Discover the freedom of mountain living with this charming 3-bedroom, 1.5-bath brick ranch situated on 23.21 unrestricted acres just minutes from town in the desirable Riverbend community. Whether you're looking for a private mountain retreat, family homestead, mini farm, or investment opportunity, this property offers exceptional potential. The solid brick home features an unfinished basement, providing ample storage or the opportunity to expand the living space. The unrestricted acreage offers room for horses, livestock, gardening, recreation, additional homesites, or future development. Investors and developers will appreciate the property's size, flexibility, and prime location. Enjoy the peaceful mountain setting while remaining close to shopping, dining, medical facilities, and everyday conveniences. As an added bonus, you'll have access to Lake Emory for fishing, kayaking, and outdoor recreation. With unrestricted land, mountain views, proximity to town, and endless possibilities, this is a rare opportunity to create your dream property or invest in Western North Carolina's growing market.

156 Knob Hill Rd, Franklin
134 Hubble Way, Topton
$995,000
3 Beds ⋅ 5 Baths ⋅ 26047781 MLS
Nestled in the heart of the Nantahala National Forest, this custom Satterwhite log home offers peace and serenity, fully furnished and ready to enjoy. At this elevation, days stay cool and nights turn brisk~mountain living at its finest. The open floor plan brings main-floor ease, with a spacious kitchen, vaulted living room, and en-suite primary bedroom. Upstairs, a generous loft separates two additional en-suite bedrooms. The lower level adds a stone gas-log fireplace and pool table, opening onto a covered porch with outdoor shower, hot tub, and firepit. Set within the private resort of Mystic Lands, the home grants access to all four distinctive developments. Mystic River winds alongside the Nantahala River, anchored by a 2,500-square-foot lodge, apartment, and river access. Mystic Forest brings an equestrian center with stalls and paddock, plus a trout-stocked pond for fly fishing. Mystic Ridge is home to the Mystic Canoe Club, with a clubhouse, boat storage, and access to pristine Queens Lake~and at its summit, the Mystic Observatory invites stargazing under mountain-dark skies. Conveys fully furnished and turn key along with the Mule Pro-FXT 1000 Utility Vehicle.

134 Hubble Way, Topton
180 Hemlock Cir, Highlands
$2,390,000
3 Beds ⋅ 4 Baths ⋅ 26047484 MLS
This beautifully designed modern retreat, nestled into the treetops of Highlands, NC is located minutes from downtown in Highland Hills Subdivision and a short stroll to Apple Lake for a day of fishing or enjoying your non-motor watercraft. This property is suited for enjoying a relaxing lifestyle. Set on .75 acres, this exceptional home offers over 3500 square feet of thoughtfully crafted living space, featuring white oak floors throughout, 3 bedrooms, 3.5 bathrooms, two primary suites, with a main-level primary for added convenience. At the heart of the home you will find the spacious kitchen with a 10' waterfall island and under-cabinet lighting. One of three laundry areas has ample storage and connects the kitchen to the two-car garage. A stunning two-sided fireplace is shared between the living and dining room. Large sliding doors connect the main level to a 600+ Sq FT covered deck for indoor/outdoor living. Upstairs boasts of vaulted ceilings and offers two more bedrooms, a bonus room and second living room with a wet bar/beverage center and two additional bathrooms, one with a bathtub. Vacation rentals are allowed with limited restrictions! Listing Agent is Builders Spouse.

180 Hemlock Cir, Highlands
587 Lakeside Cir, Franklin
$305,000
2 Beds ⋅ 3 Baths ⋅ 26047065 MLS
Tucked just minutes from town, this private mountain retreat offers the perfect blend of convenience, comfort, and investment potential—ideal as a full-time residence or short-term rental. Set on two combined lots for added privacy, the home enjoys peaceful water views of the community lake, perfect for canoeing or kayaking, all while benefiting from cooler mountain temperatures. Inside, vaulted ceilings and a stunning wood-burning stone fireplace create a warm, inviting atmosphere. The main level features 2BR/1.5BA, while the lower level offers a full bath and expansive bonus room—ideal for bunk space, guests, or a hobby area. Outdoor living shines with a large screened porch, open deck with pergola, and paver patio—perfect for entertaining or relaxing in nature. Ample storage throughout, plus a one-car garage, complete this versatile mountain getaway.

587 Lakeside Cir, Franklin
1921 Franklin Rd, Highlands
$1,800,000
4 Beds ⋅ 5 Baths ⋅ 26046817 MLS
Nestled along the shores of one of Highlands most scenic lake settings is a rare opportunity to own a beautifully renovated historic hunting lodge that blends timeless mountain character with elevated luxury living. Rich in Highlands history and thoughtfully updated, this distinctive property captures the spirit of an era when Highlands was known as a private retreat destination for outdoor enthusiasts and discerning travelers alike. Inside, the home features warm wood details, inviting gathering spaces, and carefully curated renovations that preserve its historic charm while offering modern comfort and sophistication. Expansive windows frame breathtaking lake views, creating a peaceful backdrop throughout the home. Step outside to enjoy your own private dock, perfect for quiet mornings on the water, sunset gatherings, fishing, kayaking, or simply embracing the natural beauty that surrounds the property. The setting offers exceptional privacy while remaining conveniently close to downtown Highlands dining, shopping, and cultural attractions. Additional adjoining lots are available for purchase, creating a rare opportunity to expand the estate, preserve privacy, and create a retreat

1921 Franklin Rd, Highlands
149 Woodland Hill Dr, Highlands
$1,067,000
3 Beds ⋅ 3 Baths ⋅ 26042391 MLS
Nestled in Highland Hills near Half Mile Farm on Woodland Hill Dr , this 3 bedroom, 3 bath cottage has plenty of room to sleep 6. Upon entering the home, a great room w/ soaring ceiling welcomes you to sit by the gas logs and enjoy the native granite fireplace. As you enter the kitchen, you will find a spacious island ,ample cabinet space, granite counter tops and stainless appliances. The dining room opens to a covered porch with rock walkway leading to firepit with plenty of seating room to enjoy the sought-after temperate summer evenings Highlands offers. Back inside on the main level is a master bedroom w/ lots of windows (long-range view of Apple Lake) and bathroom w/ tile shower. The second bedroom, guest bath and laundry room are also located on the main level. An open staircase leads to a lg additional master suite w/ ensuite and linen closet. Deeded access to nearby Apple Lake is included so fishing/canoeing are a short distance away. New furnishings included. All this just two miles from downtown Highlands. Short term rental opportunity.

149 Woodland Hill Dr, Highlands
1350 Lake Emory Rd, Franklin
$259,000
2 Beds ⋅ 2 Baths ⋅ 26046677 MLS
Discover lakefront living on Lake Emory, just minutes from town. This 2-bedroom, 2-bath home offers direct lake access with a rare side driveway that leads straight to the water for easy and convenient enjoyment. Inside, the home features a functional layout with comfortable living and dining spaces suited for everyday living. A spacious sunroom along the back of the home overlooks the lake, providing additional space to relax and take in the view. Both bedrooms are well-sized, and two full bathrooms offer flexibility for full-time living or accommodating guests. The fenced backyard adds usable outdoor space for pets or recreation. The property also includes grading and a separate driveway for a potential second small homesite. A septic permit was previously approved for this site, but has since expired. Conveniently located close to town, this property offers potential as an income-producing opportunity. Whether you're searching for a primary residence, weekend getaway, or investment, this Lake Emory property delivers a strong combination of location, access, and value.

1350 Lake Emory Rd, Franklin
567 Clyde Downs Rd, Franklin
$140,000
2 Beds ⋅ 1 Baths ⋅ 26045372 MLS
SELLER FINANCING AVAILABLE! If fishing, water views, and low maintenance living are at the top of your list, this property delivers. Located directly across from the Lake Emory Dam, this well-maintained home offers both lake and river access just steps from the front door, along with a nearby dock perfect for fishing or jumping in to cool off on hot summer days—ideal for a weekend getaway, low-maintenance full-time living, or a smart investment. This is not your typical single-wide. The home has been thoughtfully updated and meticulously cared for, featuring new plumbing, updated electrical, new insulation throughout, and a metal roof that has been recently resealed. The private well system has also been improved with a new pressure tank, pump, and switch approximately two years ago, providing added reliability and peace of mind. Outdoor space truly shines with established landscaping, space for gardening, a beautiful stone fire pit, creating excellent yard appeal and a relaxing outdoor environment. Unrestricted, low-maintenance, and move-in ready, with walkable access to the lake, river, and dock, this is a rare opportunity for a cash buyer, weekend fishing retreat, or investment.

567 Clyde Downs Rd, Franklin
1644 Lake Emory Rd, Franklin
$91,500
2 Beds ⋅ 2 Baths ⋅ 26040348 MLS
Lake Front Fixer Upper 2/2 House for Sale which is perfect for investors or first time home buyers. The property is just few mins from down town and is ready to be convenverted to a dream home.

1644 Lake Emory Rd, Franklin
235 Cszonka Rd, Franklin
$365,000
3 Beds ⋅ 3 Baths ⋅ 26041564 MLS
Price Improvement! Lakefront living on Lake Emory just 5 miles to downtown Franklin. Enjoy your morning coffee high above the lake on your large balcony while reveling in the golden rays and reflection of a sunrise. With some strategic tree trimming, an even more amazing view could be had! Venture down to one of the lower decks near the lake to get even closer to the sights & sounds of nature, or fish from your very own Private Dock! Snuggle up near the cozy, rock fireplace on cool evenings. Great location at the end of the road for Privacy and no traffic. With beautiful hardwood floors & soaring vaulted ceilings, you'll be wrapped in that mountain chalet feeling from the moment you walk in the door. Enjoy the multi-layered garden area with rock retaining wall, sure to please the eye, as well as the birds & bees. With downtown Franklin about a 10 minute drive, a Lake Home surrounded by nature, a Bedroom and Bath on each level, a water filtration system and dehumidifier, what else could this home possibly be missing, other than YOU? Check it out today and make this your new Mountain Home or Vacation Getaway! Comes FULLY FURNISHED (minus wall art), so move in and start enjoying!

235 Cszonka Rd, Franklin
96 Old Powerhouse Rd, Franklin
$550,000
2 Beds ⋅ 2 Baths ⋅ 26040492 MLS
Experience elegance and possibility in this stunning home on 3+ beautifully landscaped acres with serene lakeside views. The heart of the home is a breathtaking open-concept kitchen and living area featuring sleek white cabinetry, high-end appliances, and a large island—ideal for both everyday living and entertaining. Natural light floods the space through expansive windows, showcasing rich hardwood floors and vaulted ceilings with exposed beams. A stylish propane fireplace adds warmth and ambiance. Upstairs, the luxurious primary suite offers a peaceful retreat filled with natural light. Two additional bonus spaces provide versatility—perfect for home offices, a gym, or creative studios. Outside, you'll find a detached workshop, a convenient storage area off the main house, and a large greenhouse—perfect for those who love to garden and grow their own.The grounds are thoughtfully designed with mature landscaping, a cozy fire pit for evening gatherings, and plenty of open space to roam and relax. This property offers the perfect blend of comfort, style, and outdoor living in a tranquil setting.

96 Old Powerhouse Rd, Franklin
66 Mint Lake Ct W, Franklin
$202,205
1 Beds ⋅ 1 Baths ⋅ 26036049 MLS
Updated Villa on Franklin's premier Golf Course. This one bedroom, one bath town home comes furnished ready for you to move in or use as a rental. The interior is updated with Luxury Vinyl floors that run throughout the home, counter tops in the kitchen. and new light fixtures. Step out onto the screened Porch to watch the golfers play through or enjoy the cool summer's evening. The home is equipped with a carport to protect your vehicle and you during inclement weather. The unit is located at the end of the road so it is private and has a secluded sitting area off in the grass. Come see your new mountain getaway and enjoy all the activities that the Smokie Mountains have to offer.

66 Mint Lake Ct W, Franklin
293 Chalet Dr, Franklin
$465,000
3 Beds ⋅ 2 Baths ⋅ 26031284 MLS
Beautiful lake house, secluded setting, abundant wild life, just minutes to town. This wonderful 2-bedroom 2 bath home has an open floor plan home, sits right across from a large lake, and is within walking distance of the Little Tennessee River. The Kitchen is well-appointed with a huge amount of storage, and counter space. The kitchen opens into the living room with hardwood floors, a rock gas fireplace, and large windows to enjoy the lake view. Off the living room is a formal dining room, and a nice secluded office area. Also on this level are two bedrooms. The primary has Harwood floors, a large private bath, large windows, and plenty of space for your furniture. The second bedroom is good-sized also with Hardwood floors and shares a bath with the rest of the home. There is an additional loft Bonus Room that could have multiple uses including a bedroom or game room. Also, a detached studio off the deck could accommodate additional overnight guests or just a quiet space. The home has a one-car garage/workshop, and huge decks that rap around the house to take in the lake view.

293 Chalet Dr, Franklin
51 Mount Mariah Rd, Topton
$738,000
2 Beds ⋅ 3 Baths ⋅ 26030944 MLS
LAKE FRONT LOG CABIN W/DOCK! Nestled amidst the breathtaking beauty of, and sitting high on North Carolina's Lake Nantahala, this stunning gem offers a harmonious blend of serenity and modern luxury. Once you pull your boat into your own private dock, walk right across the way and relax on the expansive porches and decks that cover all three levels. This log cabin is 2 bedroom, 2.5 bath, with loft and bonus room, offering plenty of space for both family and guests. The open-concept living area is bathed in natural light, courtesy of the large windows that frame the panoramic views of the lake and mountains. The cozy stone fireplace serves as a centerpiece, perfect for gathering around on chilly evenings. Screened in porch and sitting room off the Master. Located in Nantahala, NC, this property offers easy access to an array of outdoor recreational opportunities. Whether you enjoy boating, hiking, fishing, or simply immersing yourself in the tranquility of nature, this area has it all. Don't miss your chance to own this exquisite lakefront retreat at 51 Mount Mariah.

51 Mount Mariah Rd, Topton
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Macon County, NC · Curated MLS Search

Homes with Lake Access in Macon County, NC

An editorially curated view of every active homes with lake access listing in Macon County, NC. Updated in real time from the local MLS, presented without the noise.

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Macon County Market — Homes with Lake Access Comparison

Live MLS data — Macon County vs. Homes with Lake Access

Macon County
Homes with Lake Access
inventory
Active Listings
1,041
4
Sold (Past 6 Mo.)
571
6
Under Contract
107
1
pricing
Avg. List Price
$716,458
$1,148,750
Cost / Sq. Ft.
$340
—
typical home
Living Area
2,677 ft²
—
Avg. Beds
2.8
3.5
Avg. Baths
3.0
3.8
Days on Market
202
94

Homes with Lake Access in Macon County: Market Data

Data as of (MLS snapshot; listings below update live)

Jon Tharp Homes' review of MLS data as of October 21, 2026 shows 4 active listings for Macon County homes with lake access. Listings like these do not come up often in Macon County. In addition, 1 listing was under contract, and 6 sold over the past six months. In a market this small, a listing alert is the most reliable way to hear about the next one.

Homes with Lake Access in Macon County, NC, October 21, 2026
MeasureValue
Active listings4
Under contract1
Sold, past six months6

Homes with Lake Access in other areas

Market questions

How many Macon County homes with lake access are for sale?

There were 4 Macon County homes with lake access for sale as of October 21, 2026, based on Jon Tharp Homes' review of MLS data.

How do Macon County homes with lake access stack up against other areas?

As of October 21, 2026, there were 4 Macon County homes with lake access for sale. In the same search, Jackson County had 6 homes with lake access for sale, Swain County had 6 homes with lake access for sale and Tuckasegee had 6 homes with lake access for sale.

How many Macon County homes with lake access sold in the past six months?

6 Macon County homes with lake access sold in the six months before October 21, 2026.

How many Macon County homes with lake access are pending?

As of October 21, 2026, 1 listing for Macon County homes with lake access was under contract.

Listing data courtesy of Carolina Multiple Listing Services, Inc.

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