View All Henderson County NC VA Loan Homes Listings

697 Courtney  Drive, Hendersonville
$295,000
2 Beds ⋅ 2 Baths ⋅ 4429227 MLS
*THIS HOME CAN EASILY FUNCTION AS A 3 BEDROOM* *POTENTIAL FOR 0% CASH DOWN* Affordable, private, and close to town! This site-built Hendersonville cottage offers a hard-to-find price point with the flexibility to work with conventional, FHA, VA, or USDA financing. The main level features 2 bedrooms and a full bath along with an updated kitchen featuring new cabinetry, new appliances, and a clever fold-down eating counter that maximizes space. Updated decking provides a great spot to relax and enjoy the peaceful, wooded setting. The walk-out basement adds valuable additional living space with a bonus room (could function as a 3rd bedroom), full bathroom, fireplace, and new flooring. Significant professional improvements have also been made downstairs, including new drywall and insulation, baseboard heaters, a new water heater, vapor barrier, and sump pump/channel drainage system. Step directly from the lower level onto new decking overlooking the private backyard, with power already in place for a future hot tub. Outside, the owners have put considerable care into the property, adding apple, pear, peach, fig, and elderberry plantings throughout the landscape. A generator hookup provides added peace of mind, and the generator conveys with the home. Enjoy a private setting just minutes from Hendersonville while remaining outside the city limits with no city taxes. At $295,000, this is a great opportunity for buyers looking for an affordable site-built home with updates, additional lower-level space, and room to enjoy the outdoors.

697 Courtney Drive, Hendersonville

10 Cedar  Drive, Mills River
$640,000
3 Beds ⋅ 4 Baths ⋅ 4401333 MLS
Welcome to 10 Cedar Drive, where thoughtful updates, refined finishes, and inviting spaces come together in the sought-after High Vista Golf Community. From the moment you arrive, this home feels beautifully considered. Low-maintenance landscaping creates a polished first impression while allowing more time to enjoy the lifestyle that surrounds you. Inside, crown molding, Kichler light fixtures, and carefully selected embellishments add warmth, character, and an elevated sense of comfort throughout. The kitchen is both stylish and functional, featuring maple cabinetry, granite countertops, and stainless steel appliances. Just beyond, generous living spaces make it easy to gather, relax, and feel at home. The primary bath offers a true spa-inspired escape, complete with multiple showerheads and surrounding body jets. Downstairs, tile flooring installed in 2023 brings durability and a clean, updated look. Large decks extend the living space outdoors, creating the perfect setting for quiet mornings, evening conversations, or entertaining guests. The spacious two-car garage also offers excellent flexibility for vehicles, storage, hobbies, or workshop needs. Recent improvements include an electric water heater replaced in 2023, an HVAC system replaced in 2025, and French drains installed in 2021. An assumable VA loan at 3.75% may also offer a meaningful opportunity for a qualified buyer, subject to lender approval, and verification of all terms. Beautifully finished, thoughtfully maintained, and ideally located in one of Mills River’s most desirable communities, 10 Cedar Drive is a home you will want to experience in person.

10 Cedar Drive, Mills River

182 Wakti Ridge  Road, Saluda
$300,000
3 Beds ⋅ 2 Baths ⋅ 4376709 MLS
Historic 1916 Ridge-Top Farmhouse & Guest Cottage – A Restoration Dream! Embrace the charm of a classic 1916 farmhouse tucked away in a serene, private forest setting. Perched on a sunny, south-facing ridge this property offers the tranquil seclusion of country living on a perfectly manageable footprint. Enjoy plenty of room to garden beneath established pear trees and excellent solar potential without the overwhelming upkeep of a massive acreage. This 1,700 sq. ft., 3-bedroom home is a diamond in the rough with incredible historic bones. Step inside to find original character at every turn, from classic beadboard walls to softwood floors bearing their original sawblade marks. The main house features a spacious family room, a cozy living room, a formal dining area, and a full bath complete with a classic clawfoot tub. Much of the heavy lifting has already been done: the home was extensively updated 30 years ago with modernized plumbing, electrical, and a high-yield deep well (425 ft / 10 GPM). The trouble-free septic system has been recently inspected, pumped, and comes with a clean bill of health. Bonus Living Space: The property also features a quaint guest cottage tucked privately into the trees. Complete with its own kitchen (featuring a 24” gas stove), a full bath with a second clawfoot tub, a wood stove, propane heat, and washer/dryer, it offers fantastic potential as an in-law suite, artist studio, or future rental income. The Opportunity: This property is the perfect canvas for a buyer ready to restore a historic beauty. Both the main house and the cottage are ready for their next chapter, requiring exterior updates including siding, insulation, and eventual roof replacement. To make this seamless, professional estimates are already on file, providing complete transparency so you know exactly what to expect. Better yet, this property would qualify for a Fannie Mae Homestyle Renovation Loan, USDA or VA Renovation Loans or the FHA 203(k) Renovation Loan, allowing you to finance the purchase and the exterior upgrades all at once with as little as 3.5% down. Bring your vision and complete the restoration of this historic ridge-top retreat. Is it time for you to take the reins?

182 Wakti Ridge Road, Saluda

1113 Brookside Camp  Road, Hendersonville
$437,135
3 Beds ⋅ 2 Baths ⋅ 4335547 MLS
**Rare opportunity: home has a low-interest VA loan that may be assumable by a qualified VA buyer — offering potential savings compared to current rates. Welcome to this well-maintained one-level home offering 3 bedrooms, 2 bathrooms, and 1,867 sq ft on a .53-acre lot in a quiet, scenic Hendersonville setting. Freshly painted and thoughtfully updated, the home features vaulted ceilings, a cozy fireplace, and updated bathrooms that add both comfort and functionality. The open, single-story layout supports easy living, while ample storage inside and out provides flexibility for hobbies, seasonal items, or equipment. A new front porch enhances curb appeal and creates an inviting outdoor space to enjoy the surroundings. An invisible fence and security system are already in place. Select furnishings may convey if the buyer desires, offering additional convenience. Ideally positioned at 1113 Brookside Camp Rd, this property reflects the lifestyle many Hendersonville buyers seek—approximately 25–30 minutes to Asheville and about an hour to Greenville, SC. Enjoy a peaceful residential environment with mountain views and nature nearby, along with easy access to downtown Hendersonville’s dining, shopping, festivals, and cultural attractions. Outdoor recreation opportunities are close at hand, and the location also offers convenient proximity to schools and healthcare. A well-rounded opportunity combining comfort, location, and lifestyle in one of Western North Carolina’s most desirable locations.

1113 Brookside Camp Road, Hendersonville

1226 Pinebrook  Circle, Hendersonville
$425,000
4 Beds ⋅ 3 Baths ⋅ 4322837 MLS
Discover the perfect blend of modern comfort and convenient access to Hendersonville’s vibrant offerings in this beautifully renovated 4-bedroom, 3-bath split-level home, tucked at the end of a quiet cul-de-sac just moments from downtown. Updated in 2021, this 1,800-sq-ft home features vinyl plank and wood floors throughout for a warm, cohesive feel. The main level offers an inviting living room and dining area, along with an updated kitchen that shines with granite countertops, stainless steel appliances, and a stylish tile backsplash. This level also includes the primary suite, two additional bedrooms, and a hall bath. Downstairs, a huge family room provides flexible space for movie nights, a play area, or a home office. A private fourth bedroom with ensuite bath is perfect for guests, and the spacious laundry room with built-ins adds everyday convenience. Outdoor living is a standout, featuring a large covered deck—an ideal spot for morning coffee or evening gatherings—along with a generous green yard enclosed by privacy fencing and a stone walkway leading to a cozy fire pit. Located just ½ mile from the newly opened Ecusta Trail greenway, Trailside Brewing, and a variety of local shops and restaurants, this home offers exceptional convenience and a dynamic lifestyle. VA Loan at 3.75% is transferrable to VA qualified buyers! Don’t miss this move-in-ready gem—schedule your showing today or reach out to learn more!

1226 Pinebrook Circle, Hendersonville

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VA Loan Homes in Henderson County, NC

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