View All Spruce Pine NC Homes with Low HOA Listings

548 Bear Cub  Drive, Spruce Pine
$149,900
2 Beds ⋅ 2 Baths ⋅ 4426494 MLS
Affordable Cozy Mountain Cabin with High-Country Charm & Turnkey Convenience: Escape the summer heat at nearly 3,000 feet elevation in this unique 2-bedroom, 2-bathroom mountain retreat! Located just one mile from the iconic Blue Ridge Parkway in the private Bear Den Mountain Campground, this fully furnished cabin combines authentic rustic character with effortless, move-in-ready living. Authentic Rustic Character & Modern Updates: Designed around a unique Cabin/RV hybrid concept, this single-level home features warm wood ceilings, walls and floors throughout, creating a classic cabin atmosphere. The exterior showcases striking live-edge wavy wood siding for incredible curb appeal. Inside, the updated kitchen boasts rich butcher block countertops, newer appliances, and a cozy built-in dining nook—perfect for morning coffee or casual meals. Outdoor Living & Wildlife Watching The true highlight of the home is the impressive 30-foot covered screen porch. It offers an incredible space to entertain guests, unwind in the tranquil forest breeze, or watch local wildlife—including deer, wild turkey, songbirds, and the occasional black bear. Because the property adjoins Foothills Conservancy land, you’ll enjoy permanent privacy with Pisgah National Forest right at your doorstep. Prime Location & Versatile Potential Whether you're searching for a low-maintenance full-time residence, a seasonal weekend getaway, or an income-producing vacation rental, this versatile hidden gem delivers affordable mountain living without sacrificing convenience. Enjoy year round; every season is amazing and offers its own amazing beauty. Turnkey Ready: Sold fully furnished—including all furniture, linens, and cookware. Prime Accessibility: Only 20 minutes to the Historic downtown Spruce Pine area and the renowned Little Switzerland Chalet & Cafe, with quick access to Linville Falls and the historic Orchard at Altapass. Endless Outdoor Recreation: Direct proximity to world-class hiking trails, scenic overlooks, numerous fishing streams and high-country adventures. Come see this mountain sanctuary for yourself! Schedule your private showing today and start enjoying cool breezes and easy mountain living tomorrow. Please note: Some of the cabin decor' is Ai. It shows how the cabin can look with just a few extra nix-nac's

548 Bear Cub Drive, Spruce Pine

284 Simmons Ridge  Road, Spruce Pine
$599,999
4404444 MLS
Two Homes. One Incredible Investment Opportunity. Rarely does a property with this kind of proven success come to market. Located just 1.5 miles from the Blue Ridge Parkway and the charming mountain community of Little Switzerland, these two fully established vacation rentals are being offered together after more than 20 years of exceptional rental history. Each home offers its own distinct style while providing the comfort and privacy guests return for year after year. The native southern red cedar log cabin welcomes you with its warm interiors, soaring ceilings, a cozy loft, and the authentic mountain charm visitors seek. Outside, guests can unwind in their private gazebo or back deck after a day of exploring Western North Carolina. The Deltec round house offers a completely different experience with a thoughtfully designed traditional interior, creating a comfortable and functional space that appeals to a wide variety of guests. Visitors' favorite feature is the wrap-around porch! Both homes feature: 2 bedrooms and 1 bathroom Full unfinished basements offering expansion potential Septic systems permitted for up to 3 bedrooms and 2 bathrooms, allowing room to add valuable living space Low-maintenance landscaping for easy ownership and minimal upkeep The opportunity doesn't stop there. While these homes have generated outstanding income for decades, there is still significant upside for a new owner. Finishing the basement spaces could substantially increase both living area and property value. Additionally, the current owners have intentionally kept nightly rental rates on the conservative side, leaving room for increased revenue through updated pricing strategies. Whether you're looking to expand your investment portfolio, own a pair of successful short-term rentals, or create a mountain retreat with income potential, this unique offering combines proven performance with exciting possibilities for future growth—all in one of Western North Carolina's most desirable destinations.

284 Simmons Ridge Road, Spruce Pine

6575 Us 19e  Highway, Spruce Pine
$225,000
1 Baths ⋅ 4382723 MLS
Prime location!! Climate controlled storage, loading dock, and 3 oversized bay doors. Paved road/parking,  ~4,300 square feet. Two ceiling mounted heaters, Natural gas run to the building, florescent lighting, security lighting on property outside, and exhaust fan mounted on the back wall.  Metal & block construction. Partitioned room for office and bathroom. All metal roofing. The building has been maintained with very well.  But wait!  There is more: taking advantage of the good views, and convenience to all area amenities, including being just a few minutes away from the Blue Ridge Parkway and access to city water. Investor/development incentive!   NC boasts a low corporate income tax rate of just 2.5% (the lowest out of the 4 states that levy this tax), and Mitchell County maintains one of the lowest property taxes in NC and is also a Certified Entrepreneurial Community, Tier-1 Ranking, and the property is located in a Designated Opportunity Zone (Census Tract 9503)— meaning possible economic incentives for new job creation as well as other advantages.  Mitchell County Economic Development, Chamber of Commerce, County Inspections and elected officials are eager to work with and meet the industrial needs for job creation buyers.  The labor force can feed from local as well as 3 nearby county’s within 15 minute drive.   Located just on the edge of Spruce Pine, NC and Blue Ridge Regional Hospital, minutes to The Blue Ridge Parkway, 15 minutes to Burnsville, NC 30 minutes to I-40, Marion, NC & Lake James, 30 minutes to I-26, 45 minutes To Boone/Appalachian State University, 50 minutes to Asheville, NC, 60 min. to Johnson City, TN, 2 hr. To Charlotte.    The property is central to all major area employers within ½ to 3 miles with 3,500-4,000 employed individuals (major mining operations, regional hospital campus, dental school, government agencies, downtown retail, restaurants, legal and financial groups, super market, building suppliers, a major regional community college with 1,000 students, and the world recognized Penland School of Crafts with 1,600 students).   The town of Spruce Pine, which is the largest “small town” between Asheville, NC and Boone, NC with a burgeoning economy and a strong index for growth.  It is a place for artists to pour out their art and soul with an inspiration that only these ancient mountains can provide.     There are many small towns that boast being on the verge of “revitalizing,” but how many are located in the heart of a mountain paradise?  In this dynamo of a town with a vigorous mining industry expansion we see opportunities hitherto un-afforded to other towns similar in size. Although the population within the city limits is just over 2,000, the town brings in around 28,782 people per day from the adjacent census tracts, with people coming into town for dining, shopping, medical and legal services, entertainment, and work.

6575 Us 19e Highway, Spruce Pine

00 Shadowood  Drive, Spruce Pine
$189,180
4332778 MLS
CLEAN | PURE | MOUNTAIN LIVING Prime 4.2-Acre Mountain Retreat – Shadowood, Spruce Pine, NC Discover your dream mountain home site on this stunning 4.204-acre parcel in the desirable Shadowood Community, just off US Hwy 19-E near Spruce Pine, NC. Priced at $189,180, this private lot offers mature hardwood forest, rolling terrain, & breathtaking long-range mountain views—perfect for raising a family or enjoying retirement in a park-like setting. Enter via a newly installed bluestone driveway flanked by two boulders—ideal spot for your family gate, creating your own secluded mountain enclave. Crystal-clear headwaters of Brushy Creek originate on the property, winding through with soothing sounds & natural beauty at your doorstep. Key Features – Exceptional Value *Brand-new 3-bedroom septic system installed & ready *Electric available at neighboring property (low hookup cost) *Pure mountain spring water piped & ready to tap—some of the cleanest in North America *Thoughtfully designed fire pit area w/ stone seating & accents for stargazing evenings *Professional site prep: multiple level building sites cleared, graveled drives & pathways in place, minimal grading needed *Scenic gravel paths & stone steps blend into the landscape, leading to peaceful creek views Shadowood is a mature ~130-acre community with diverse homes—from modest to high-end—set in an almost National Park-like atmosphere. Well-maintained, easy-grade roads (built & cared for by a top Western NC road builder) connect the neighborhood. Enjoy Appalachia's rich ecosystem, abundant wildlife, & protected mountain views. This turn-key ready lot has the hard work done: choose your home placement among gentle slopes & wooded vistas. Build a cozy cabin, modern escape, or full-time residence amid serenity & natural splendor. Low-restriction community with easy access to amenities: minutes to Spruce Pine (downtown, Penland School of Crafts, Grassy Creek Golf & Country Club, hospital, new state-of-the-art fitness facility w/ indoor pool). 10 min to Blue Ridge Parkway adventures; 15 min to Burnsville; 30 min to Grandfather Mountain, Linville Falls, Lake James, Marion & I-40; 50 min to Asheville; 60 min to Johnson City, TN & Tri-Cities Airport; 2 hrs to Charlotte. Every drive to the post office or grocery becomes a scenic journey most people only dream of. Leave the "downcountry" stress behind—let the altitude improve your attitude. This isn't just land—it's your private slice of Blue Ridge paradise. Mountain living starts here. Contact today for a private tour & claim this mountain gem!

00 Shadowood Drive, Spruce Pine

Pebble Ridge  Road, Spruce Pine
$220,140
4323299 MLS
Located directly between Spruce Pine and Burnsville, just off US Hwy. 19-E in the Shadowood Community is a very special and unique acreage, carved out of a mixed hardwood forest in these magnificent mountains, is 4.9 incredible acres featuring and a brand new three-bedroom septic already installed. You only need to decide where to place your home and well. But WAIT… There’s More! A rushing spring fed live water creek runs 400 +/- feet of the property with a good water falls of 10-12 feet, and multiple smaller falls ranging between 3-6 feet affording many cascades and wading pools for pets and children from ages 2 to 92! Live water so pristine that you could drink from it! Imagine that first summer night with the open bedroom windows in your new home… listening to your very own private natural bold creek singing Appalachia’s lullaby as you nod on off to the best sleep you will ever experience on earth. There is a nice path carved out to walk and see the falls. The covenants are light, even affording you the opportunity to stay in a camper as your home breaks ground and continues through completion. On the same note, your investment is protected with appropriate and reasonable deed value protecting covenants. The property holds value that ever increases as fewer and fewer prime tracts like this are available in such a coveted area. So go ahead, and build your home, and if you decide to sell in a year or two, you will understand what a sound investment you have made. The property is perfect for building your beautiful year-round residence, or a vacation retreat at less cost per square foot than in most other sections of the country. Also, its important to acknowledge: THE DEGREE OF FREEDOM IS HIGH, & PROPERTY TAXES ARE LOW! ?The combination of elevation, timber, and topography create a wildlife-rich environment.  From the native whitetail population turkey, quail and abundant songbirds, butterflies, fox, rabbits, American bobcats, and black bear.  The entire region is known for its national forest and wilderness areas, and you are just a couple miles from the famous Toe River where there is world-class canoe and kayaking, along with a high concentration of the largest specimens of our native brook/speckled trout attracting fly-fishermen from all over the US.  In addition to this world-class, clear-water angler’s dream, one can enjoy this backwater all the way from Spruce Pine,  to the Mississippi on into the Gulf of America.   This beautiful homesite is approximately mid-way between New York and Florida, and is easily one days drive from 60% of the entire US population— New York, Philadelphia, Washington D.C., New England, Florida and the Mid-west. No matter the road you take, to or from here, it’s always the “scenic route!”  Your legacy awaits—  You are just 5 minutes away from downtown Spruce Pine, The Grassy Creek Golf and Country Club, and the Blue Ridge Regional Hospital; 10 minutes to the Blue Ridge Parkway and 20 minutes to the Linville Falls Winery— perfect for wine, music and weekend relaxation; 5 minutes aways from the famous Penland School of Crafts;  You will be 10 minutes to downtown Burnsville, or 30 minutes to Lake James, Marion, and I-40; 50 minutes to Asheville, NC; 60 minutes to Johnson City, TN, and the Tri-Cities Airport.  This community is two hours from Charlotte, NC.

Pebble Ridge Road, Spruce Pine

105 Bluebird  Lane, Spruce Pine
$735,000
3 Beds ⋅ 3 Baths ⋅ 4313818 MLS
Nestled at approximately 3,500 feet near the famed Blue Ridge Parkway, this exceptional mountain residence combines timeless craftsmanship with serene privacy and awe-inspiring views. A paved drive leads to a an impeccably maintained, wood-sided home crowned with a durable metal roof featuring snow guards, low-maintenance gutter protection, and a generous two-car garage. I should mention this home has only been owned and occupied by the sellers. Upon entry, you are immediately drawn to the sweeping mountain vistas — breathtaking in every season and beautifully framed by Andersen windows that turn nature into living art. The scenery transforms throughout the year, from brilliant autumn hues to soft winter landscapes, lush spring greens, and vibrant summer skies. Wildlife often graces the property, enhancing its sense of quiet seclusion. Inside, pristine hardwood floors flow throughout the main level, showcasing a thoughtful split-bedroom design. The primary suite offers a spacious walk-in closet and tranquil privacy, while an inviting guest bedroom and large home office with a full bath are set apart on the opposite wing. An elegant dining room sets the stage for intimate gatherings, and a large, well-appointed laundry room with ample cabinetry and a utility sink adds daily convenience. The living room centers around a striking stone fireplace — perfect for cozy winter evenings — while the sunroom invites you to unwind and soak in the mountain views year-round. Step outside onto the expansive TREX deck, designed for low maintenance and endless enjoyment. The lower level extends the living space with a large bedroom, a full bath, a comfortable den, two large cedar-lined storage closets, and a spacious room currently serving as a home gym. A workshop and mechanical room provide excellent functionality and storage options. This room is also home to most of the systems providing easy access. Set on just over three acres, this property also includes a storage shed and a pole barn. Though wonderfully private at the end of the road, it’s conveniently located just minutes from Little Switzerland’s charming restaurants, boutique shops, and cozy cafés — including a local cafe and a beloved coffee shop-bookstore. Little Switzerland also has a small post office and a fire department. Both are only a couple of minutes away. Everyday necessities are easily accessible with a Super Walmart, and Spruce Pine hospital is only a short drive away. Experience the rare harmony of seclusion, sophistication, and spectacular scenery — all in one extraordinary mountain retreat. Everyday living or an amazing getaway. Western North Carolina is known for lots of great hiking, chasing waterfalls, fishing, etc....

105 Bluebird Lane, Spruce Pine

2089 Swiss Pine Lake  Drive, Spruce Pine
$455,000
3 Beds ⋅ 3 Baths ⋅ 4299797 MLS
Location, Location, Location! This home also delivers one of the best price-per-square-foot values in today’s market—on a rare, truly usable lot. Upgrade your lifestyle at Grassy Creek with space to breathe, room to gather, and everyday convenience in Spruce Pine, NC. This welcoming 1.5-story home delivers true one-level living, and every day flow shines with an inviting living room, a defined dining room, and a large kitchen loaded with solid cabinetry, a big island, and a pantry—so storage and prep space are never a problem. Brand-new flooring throughout keeps maintenance easy and the look crisp. Additionally, on the main level, there is a large primary suite with a spacious bathroom with double sinks and a huge walk-in closet. Laundry is on the main level, plus two additional bedrooms and a second full bath. PLUS a generous upper-level flex suite, flex room/office, and full bath, complete with tiled shower with bench seat, and a huge walk-in closet. This space is perfect for media, studio, office hub for working from home (Spectrum internet), fitness, play, or guest overflow. Out back, relax on the deck or step down to the concrete patio and enjoy your like-new hot tub—complete with an easy-lift system that makes opening and closing a breeze. The level backyard is truly usable and low-stress: think cornhole and a fire pit, raised garden beds, a play area, outdoor dining, or even a pool! The taller-than-typical crawl space adds practical, protected storage for lawn tools, seasonal décor, and gear. Parking and access are dialed in: a concrete driveway that comfortably fits four cars plus a beautiful circular drive make ingress and egress simple for you and your guests. You’re an easy 5-minute walk (< 1-minute drive) to the newly renovated Grassy Creek Golf & Country Club, with a clubhouse restaurant offering an elevated, mountain-view dining experience—quick tee times, casual lunch, or dinner with friends are all a short stroll from your front door. Commuting and adventures are easy, too - just 5 minutes to downtown Spruce Pine, 5 minutes to the brand Recreation/Fitness Center complete with a wellness and aquatics center, 6 minutes to the Blue Ridge Parkway, 7 minutes to Blue Ridge Regional Hospital, 18 minutes to Burnsville, 30 minutes to Marion, <1 hour to Asheville, and 1 hour to Johnson City, TN. You’ll love it here with the functional main-level living that keeps daily life simple, and true flex space upstairs that adapts with your routines without crowding the main, a level yard you’ll actually use, and walkable access to golf and dining. The vibe is crisp mountain mornings, afternoons on nearby trails and rivers, a quick walk to the clubhouse, and evenings unwinding on the deck or in the hot tub. If you’re after a Western North Carolina home that lives easily, adapts to you, and puts golf and great dining practically at your doorstep, this is the one. A lifestyle of convenience, flexibility, and fun awaits!

2089 Swiss Pine Lake Drive, Spruce Pine

20 Ridgeview  Road, Spruce Pine
$328,000
2 Beds ⋅ 2 Baths ⋅ 4284519 MLS
Nestled on a peaceful,.92 acre lot in the sought after Swiss Pine Lake neighborhood, this charming 1213 sf single-level living home offers the perfect blend of convenience and serene living. Step inside to discover a warm and inviting atmosphere, where beautiful hard wood floors run throughout. The kitchen is a true highlight, featuring cabinets made from rare, reclaimed wormy American Chestnut. These unique cabinets offer a historic pedigree that is both a conversation piece and a timeless design element. Each knot and wormhole tells the story of this historic prized American hardwood. Attached to the kitchen, the utility room, which houses the washer and dryer offers incredible functionality with it's matching wormy chestnut cabinetry. Culinary enthusiasts will adore the huge pantry, providing ample space for your needs. This home boasts two bedrooms and two bathrooms. The roomy, primary bedroom comes complete with en-suite. There is a 467 sf screened porch where you can relax and enjoy the mountain view in complete comfort. This versatile space is perfect for entertaining or simply unwinding and extends to an open deck. Outside, the low maintenance yard allows you to spend more time enjoying life. Practical amenities include a storage shed, a large circular driveway that provides an abundance of parking, along side a dedicated garage. This prime location is moments away from shopping, dining and a premier golf course and country club. This move-in-ready, furnished home is a rare find, combining one-level living, captivating charm, and an unbeatable location.

20 Ridgeview Road, Spruce Pine

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Spruce Pine, NC · Curated MLS Search

Homes with Low HOA in Spruce Pine, NC

An editorially curated view of every active homes with low hoa listing in Spruce Pine, NC. Updated in real time from the local MLS, presented without the noise.

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Spruce Pine Market — Homes with Low HOA Comparison

Live MLS data — citywide vs. Homes with Low HOA

Spruce Pine
Homes with Low HOA
inventory
Active Listings
125
6
Sold (Past 6 Mo.)
58
3
Under Contract
1
0
pricing
Avg. List Price
$431,953
$274,537 ↓ 36%
Cost / Sq. Ft.
$271
$261
typical home
Living Area
1,870 ft²
1,201 ft² ↓ 36%
Avg. Beds
2.9
2.0 ↓ 31%
Avg. Baths
2.4
1.7 ↓ 32%
Days on Market
185
162 ↓ 12%

Homes with Low HOA in Spruce Pine: Market Data

Data as of (MLS snapshot; listings below update live)

Jon Tharp Homes' review of MLS data as of October 22, 2026 shows 6 active listings for Spruce Pine homes with low HOA. That is about 5% of the 125 active listings in Spruce Pine across every property type. Over the past six months, 3 listings in this search sold.

Homes with Low HOA in Spruce Pine, NC, October 22, 2026
MeasureValue
Active listings6
All active listings in Spruce Pine, every property type125
Sold, past six months3

Homes with Low HOA in other cities

Market questions

How many Spruce Pine homes with low HOA are for sale?

There were 6 Spruce Pine homes with low HOA for sale as of October 22, 2026, based on Jon Tharp Homes' review of MLS data.

How do Spruce Pine homes with low HOA compare with other cities?

As of October 22, 2026, there were 6 Spruce Pine homes with low HOA for sale. In the same search, Asheville had 217 homes with low HOA for sale at a median list price of $469,900, Fletcher had 47 homes with low HOA for sale at a median list price of $350,000 and Franklin had 39 homes with low HOA for sale at a median list price of $359,000.

How many Spruce Pine homes with low HOA sold recently?

3 Spruce Pine homes with low HOA sold in the six months before October 22, 2026.

How do Spruce Pine homes with low HOA compare with all active listings in Spruce Pine?

As of October 22, 2026, there were 6 Spruce Pine homes with low HOA for sale, out of 125 active listings in Spruce Pine across every property type.

Listing data courtesy of Carolina Multiple Listing Services, Inc.

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