View All Clay County NC Homes with Finished Basement Listings

3 Beds ⋅ 3 Baths ⋅ 4419921 MLS

Newly remodeled in 2026 this 3 BR/2.5 bath home with a full basement located in the quaint small town of Hayesville, NC located less than 1 mile from Lake Chatuge (as a crow would fly). 1 car garage in basement, pull thru drive New cabinets, granite countertops, laminate floor, 6 panel doors through out the interior, 2 full baths on main level, 1/2 bath in basement. Basement could be finished to double the square footage, all new appliances and HVAC System, wrap around porch on 2 sides with 46 ft of the deck covered on the front, New metal roof. Property can be accessed from McDonald Rd. or McDonald Overlook Dr.

1124 Mcdonald Road, Hayesville

$599,900

2 Beds ⋅ 1 Baths ⋅ 4420698 MLS

Gorgeous custom built log home overlooking Chatuge Lake in Hayesville NC. This home offers vacation-style living for the year-occupant, or could be the perfect mountain lake investment property! The exterior just underwent a complete refresh inc stained and sealed logs, refinished decking, and painted/sealed metal roof. The interior boasts an open concept kitchen/living room w soaring ceilings, multiple French doors that lead onto the wrap-around deck, and windows in every direction that flood the space with natural light, along with providing that million-dollar lake view from every angle. There are also 2 bedrooms, a centrally located full bathroom, plus a formal dining area, all on the main level. An expansive loft offers a bedroom space, office/den area, and the 2nd full bathroom. The partially finished basement includes a multi-use space for addt sleeping or rec area plus a half bath, laundry room, and single car garage with storage space. Rare opportunities like this don't present themselves that often. CALL TODAY!

124 Woodard Lane, Hayesville

$299,000

4 Beds ⋅ 3 Baths ⋅ 4392442 MLS

Enjoy beautiful mountain views and stunning sunsets from the deck of this versatile 4-bedroom home. Currently configured as a duplex, the walkout basement features 2 bedrooms, a kitchen, living room, full bath, and washer/dryer—offering excellent rental or in-law potential. The main level includes 2 additional bedrooms, an updated open-concept kitchen, dining, and living area, plus a convenient laundry space. A wrap-around deck extends your living space outdoors and is accessible from sliding doors in both the primary bedroom and living room. Recent updates include a kitchen remodel and new flooring in 2020, as well as connection to county water in 2022. Supplemental LP heat is available on both levels for added comfort. Additional features include a metal roof, carport, storage shed, and concrete driveways providing access to both levels. This property offers exceptional flexibility—use the entire home for personal living with room for family and guests, live upstairs and rent the walkout basement, or maximize income by renting both levels separately. Conveniently located, with Hiawassee and Young Harris, GA and Murphy, NC all within 15–20 minutes.

281 Cherrywood Circle, Hayesville

$219,999

3 Beds ⋅ 2 Baths ⋅ 4390310 MLS

Investor special in the heart of the North Carolina mountains! Located in a quiet, established neighborhood in desirable Hayesville, 197 Dogwood Dr offers the rare combination of peaceful mountain living and convenient access to everything the area is known for. Just minutes from Lake Chatuge, downtown Hayesville, hiking trails, boating, fishing, local restaurants, and the Georgia border, this property is perfectly positioned for a full-time residence, mountain getaway, or investment opportunity. Situated on a private wooded lot with seasonal mountain and water views, the home features a spacious layout, finished basement space, fenced yard, workshop, and access to a private lake area with dock and picnic space. Enjoy the serenity of the mountains while still being close to shopping, dining, and outdoor recreation. Being sold AS-IS. Home will need updates and repairs but offers tremendous potential in a highly sought-after mountain/lake community. Bring your vision and make this Hayesville property your own!

197 Dogwood Drive, Hayesville

$375,000

3 Beds ⋅ 3 Baths ⋅ 4383418 MLS

ANOTHER BIG PRICE REDUCTION on this Beautiful Home on just under four acres of big yard and woods with peace and quiet close to historic small town of Hayesville and 7000 acre recreational Lake Chatuge. Not far from Nantahala National Forest. Property owners have access and community viewing deck at the lovely, wide Hiwassee River which fronts this subdivision. Spacious home on the hillside with lovely in ground pool in large fenced in back yard, two gentle creeks meandering through yard, full length covered deck overlooking pool and wooded glen. Ample kitchen on main floor with attractive cabinets and granite tops. Separate laundry room has cabinets and pantry storage. Big great room and primary bedroom opens to covered deck. Primary bedroom has large closet, spacious bath with jetted tub, separate shower and double vanity. Upstairs are two bedrooms, full bath and bonus room. Downstairs is single garage, oversized den and a separate snack kitchen with cabinets, countertop, sink for poolside snacking by the patio or big screen TV game nights in the den. 3000+/- Sq.Ft. under roof. Relax and listen to the calming sounds of creeks and birds or smile at kids splashing in the pool. Walkable neighborhood is low traffic, dead end residential street. This is your haven from the hustle and bustle of hectic life. SOLD AS IS. If property was built prior to 1978, lead based paint potentially exists. Possible Seller Financing to qualified buyers - not guaranteed.

360 River Cove Lane, Hayesville

$320,000

3 Beds ⋅ 2 Baths ⋅ 4337548 MLS

AMAZING NEW LOW PRICE FOR THIS Mountain Retreat with nearly six acres of wooded peace and quiet not far from historic town of Hayesville and 7000 acre recreational Lake Chatuge. Don't Delay! Nantahala National Forest is in same neighborhood as this house. Rustic style 3 BR, 2 BA home built in 2001. About 2100-/+ SF under roof. Great room has wood vaulted ceiling, wood and tile floors and access to big covered deck overlooking meandering stream and surrounding woods. Main level features kitchen with gas range, island and good cabinet storage - living room with fireplace - dining area - spacious bedroom with wood floors and large walk in closet, full bath. Downstairs you will find den, laundry room with utility sink, two more bedrooms and full bath. Septic permit was not found. Walk out terrace level to a graveled patio. Separate metal building workshop sized about 15 x 30 is wired and has built in shelves. Propane furnace, AC. Underground utilities. Private well. Property rests at the back of the 5.6 acres - no neighbors are visible from this private wooded glen in Wildlife Acres subdivision. Go for a walk in your own neighborhood beside a mountain stream on low traffic private roads. Scenic Hayesville area surrounded by high mountains has small farms, pastures, woodlands, lake, river, charming town. Convenient to Marietta, Atlanta and upstate South Carolina. Property sold AS IS. If property was built prior to 1978, Lead Based Paint Potentially exists. Property 'might' qualify for Seller Financing but only for investors. Seller financing is not guaranteed on this property.

115 Old Camptown Drive, Hayesville

$315,000

2 Beds ⋅ 2 Baths ⋅ 4329037 MLS

Experience easy lake living in this charming 2BR/2BA retreat with coveted Lake Chatuge access at an incredible price! Whether you’re searching for a full-time home, a weekend escape, or a short-term rental opportunity, this property checks all the boxes—and it is a great opportunity for a short period of time! Step inside to a warm and inviting great room with a wood-burning fireplace, perfect for cozy evenings after a day on the water. The main level also offers a kitchen, dining area, and a convenient bedroom and full bath. Upstairs, the primary suite provides a peaceful haven with its own bath. Outdoor living truly sets this home apart. Enjoy full-length screened porches on both the front and rear of the home, seamlessly connected by an open wraparound deck—ideal for entertaining or unwinding in the fresh mountain air. The circular drive, low-maintenance landscaping, and freshly graveled rear yard create the perfect setting for gathering around the fire with friends and family. As a bonus, the lakeside common area offers a waterfront picnic spot, kayak and canoe launch, and a swim platform—making lake days effortless and memorable. If you’ve been waiting for an affordable lake property with outstanding amenities, this is one you won’t want to miss. Also, adjacent lot can be packaged into the sale to make an even better deal! *****MULTIPLE OFFERS RECEIVED**** DEADLINE FOR ALL OFFERS IS SATURDAY JANUARY 3RD, AT 5PM*** BUYER'S AGENTS PLEASE CONTACT LISTING AGENT WITH ALL QUESTIONS.

584 Chatuge Village Circle, Hayesville

$475,000

2 Beds ⋅ 2 Baths ⋅ 4324590 MLS

Located in a peaceful mountain setting in Western North Carolina, this charming 2-bedroom, 2-bath log-sided cabin offers a seamless blend of rustic style and everyday comfort. Enjoy paved access and a tranquil view of a quiet pond just across the street — ideal for relaxing mornings or winding down in the evenings. Inside, you'll find a warm and inviting layout with natural wood finishes, spacious bedrooms, and an open living area that makes the home feel both cozy and functional. The full unfinished basement is already stubbed for a third bathroom, giving you the opportunity to expand your living space with a guest suite, family room, or workshop. Other features include a 2-car attached garage, covered porch areas, and a great location for year-round living or a weekend getaway. It is under 2 minutes to Mountain Harbor Golf Course and less than 5 minutes to Lake Chatuge! Whether you're looking for a personal retreat or an investment opportunity, this mountain cabin is ready to welcome its next chapter.

25 Black Oak Drive, Hayesville

$280,000

3 Beds ⋅ 3 Baths ⋅ 4248770 MLS

Located on a quiet road in Hayesville, just 1 mile south of NC 64 and 5 miles from the Georgia line, this home offers beautiful mountain views and flexible living space. The main level features an open kitchen with island, separate dining area, and LVP flooring (2023) throughout the living room, hall, and bedrooms. The living room opens to a wraparound deck through sliding doors. Both bedrooms have attached baths, with one being en suite. The finished walk-out basement (2023) includes a full kitchen with quartz countertops, bar seating, open living area with projector setup, electric fireplace, and its own patio entrance. Basement also offers a bedroom with walk-in closet, a full bath with washer/dryer, and an office with extra storage. County water, two driveways, HVAC coil (2025), and a large yard with heirloom rosebushes. Can be used as a duplex—previously rented for $2,200/month. Ideal for guests, rental income, or multigenerational living.

332 Cherrywood Circle, Hayesville

$230,000

2 Beds ⋅ 2 Baths ⋅ 4171398 MLS

Welcome to this exceptional mountain retreat, a stunning 2-bedroom, 2-bathroom home offering over 1,000 square feet of distinctive living space. Nestled in a picturesque setting, this residence provides breathtaking panoramic mountain views that create a serene and inspiring backdrop. This unique mountain-view home features a gas-log fireplace, with a main floor bedroom and bathroom, plus an upper-level loft bedroom and bathroom. The laundry is located in an unfinished basement with an outside entrance. The property offers rental potential and would also be a fantastic vacation rental. Community access has gazebo and BBQ grill and floating swim platform. It’s not just a place to live; it’s a lifestyle to experience. Don’t miss your chance to make this extraordinary mountain-view property your own.

20 Swiss Ridge Drive, Hayesville

$415,000

2 Beds ⋅ 3 Baths ⋅ 4033015 MLS

Welcome to this charming 2-bed, 2.5-bath property with a new roof installed September 2022, near Lake Chatuge in Hayesville, NC. As you enter the home you will be guided towards the living, dining, and open kitchen which has granite countertops and a wood-burning fireplace. On the main level is the ensuite primary bedroom with a spacious walk-in closet, second bedroom, and 1/2 bath with access to either a screened-in porch or spacious deck where you can enjoy the beauty of the surrounding landscape. The bottom level of the home offers a living space with wood burning stove, a full bathroom, a laundry room, and a bedroom with a walk-in closet. As you tour the home, you'll notice plenty of storage space and a one-car garage that could double as a workshop. Situated on roughly 0.68 acres, enjoy the tranquility of the nicely laid lot, and the proximity to recreational activities, ideal for those seeking a peaceful retreat in a desirable location. Short-term rentals are allowed.

669 Walker Point Road, Hayesville

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Homes with Finished Basement in Clay County, NC

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